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1. Accuracy of information. I certify that all information provided in this application is true, complete, and accurate to the best of my knowledge. I understand that providing false or misleading information may result in denial of credit and may constitute fraud.

2. Credit inquiry authorization. I authorize Bold Auto USA and its lending and dealer partners to obtain my consumer credit report and to make any inquiries they consider necessary to evaluate this application. I understand this may result in one or more "hard" credit inquiries that can affect my credit score.

3. Sharing with lenders and dealers. I authorize Bold Auto USA to share this application and supporting documents with banks, finance companies, and dealers for the purpose of obtaining a credit approval and arranging the purchase or lease of a vehicle.

4. Electronic signature & records. I agree that my signature below is my legal electronic signature under the federal E-SIGN Act, and that it is as binding as a handwritten signature. I consent to receive disclosures and records related to this application electronically.

5. Contact consent. I authorize Bold Auto USA to contact me by phone, text message, and email regarding this application, including by automated means, at the numbers and address I provided. Consent is not a condition of any purchase, and I may opt out at any time.

6. Brokerage role. I understand that Bold Auto USA acts as a broker, arranging vehicle purchases and financing through third-party dealers and lenders, and does not itself extend credit. Final approval, pricing, and terms are determined by the lender and dealer and are subject to change.

7. No guarantee. I understand that submitting this application does not guarantee credit approval or any specific rate, payment, vehicle, or availability.